Currency Calculator — Convert 35+ Currencies
Convert between world currencies using mid-market exchange rates. See a multi-currency comparison table and simulate transfer fees from different providers.
Currency Converter
Live Mid-Market Rates · 35+ Currencies
Converted Amount
920.00 EUR
1,000.00 USD converted at 0.9200 rate
0.9200
Exchange Rate
0.00 EUR
Fee Amount
⚠ This calculator uses illustrative reference rates for demonstration and does not connect to a live market feed. For live rates, check your bank, Wise, or a financial data provider before transacting. Rates fluctuate constantly during market hours.
🌐 Your Amount in Other Major Currencies
Based on the “You Send” amount and currency, converted to common currencies
🇪🇺 EUR
920.00
🇬🇧 GBP
790.00
🇯🇵 JPY
151,200
🇨🇦 CAD
1,360.00
🇦🇺 AUD
1,520.00
🇨🇭 CHF
880.00
🇨🇳 CNY
7,230.00
🇮🇳 INR
83,400.00
🇦🇪 AED
3,670.00
🇸🇬 SGD
1,340.00
🇵🇰 PKR
279,500.00
💱 How Provider Fees Change Your Total
Same conversion at different typical fee levels (lowest-cost highlighted)
| Provider Type | Typical Markup | You’d Receive | Cost vs Mid-Market |
|---|---|---|---|
| Mid-Market (0%) | 0.0% | 920.00 EUR | — EUR |
| Low-Fee (0.5%) | 0.5% | 915.40 EUR | -4.60 EUR |
| Bank (~3%) | 3.0% | 892.40 EUR | -27.60 EUR |
| Airport (~6%) | 6.0% | 864.80 EUR | -55.20 EUR |
What Is a Mid-Market Exchange Rate?
The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell price of a currency pair on the global currency markets. It’s considered the “real”, most transparent exchange rate — but almost no consumer service actually gives you this exact rate. Banks, exchange kiosks, and money transfer services add a markup on top, which is how they earn revenue on currency exchange. Pair this with our sales tax calculator or VAT calculator when pricing an international purchase.
Typical Currency Exchange Markups by Provider
| Provider Type | Typical Markup | Notes |
|---|---|---|
| Specialist Low-Fee Apps | 0.3% - 1% | Wise, Revolut — closest to mid-market |
| Online Banks / Fintech | 1% - 2% | Better than traditional banks, still a markup |
| Traditional Banks | 2% - 5% | Wire transfers often add flat fees too |
| Airport Kiosks | 5% - 10% | Most expensive — avoid if possible |
| Hotel Currency Exchange | 6% - 12% | Convenience comes at a steep cost |
How to Get the Best Exchange Rate
- Use a specialist provider: Wise, Revolut, or similar apps typically offer rates within 0.5% of mid-market.
- Avoid airport and hotel exchanges: these carry the steepest markups, often 5-10%.
- Watch for “0% commission” claims: providers advertising no fees often bake the cost into a worse exchange rate instead.
- Compare the total cost, not just the fee: a “low fee” provider with a bad rate can cost more than a transparent provider with a small flat fee.
- Time large transfers carefully: currency markets move throughout the day — for large amounts, rate timing can matter.
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